What we advise on

When you come to retirement age there can be many different issues with your pension and decisions you will have to make:

• Take a lump sum or have an income?
• Can I apply for Pension Credit?
• Am I entitled to a MNRPF or MNOPF pension?
• Am I paying too much or too little tax?

How SAIL can help you
We can take you through these decisions. We’ll give you the pros and cons, so you can make the right choice for you.

If you want, we can contact the relevant organisation on your behalf.

For more advice, call or email us.